Now that the peak season is approaching, sellers are facing more severe tests while preparing for the battle. In particular, the repeated horizontal jumps of the epidemic have caused a great blow to cross-border logistics. Under the blockage of the supply chain and the problem of inventory turnover, the cash flow pressure of sellers has doubled.
Bezos has said that the core capability of a company is free cash flow. This is especially true for a platform with heavy assets like Amazon. A little carelessness may lead to risks such as store losses and even capital chain breakage.
Capital first? Sellers borrow millions of online loans to gamble on Amazon!
The butterfly effect of the epidemic in 2020 has caused a cross-border e-commerce storm to sweep the world. The myth of the gold nuggets has ushered in a big outbreak of this track. During the peak period, there are many sellers who are making gold every day.
However, the tide of dividends receded, and the hidden worries of those who followed suit gradually emerged. In addition to basic expenses such as registration, office facilities, and employee management, there are also follow-up business investments such as procurement costs, first-way freight, and product promotion fees, all of which need to rely on a large amount of capital for support.
To this end, many sellers choose to take out loans and join the "Amazon gamble" desperately.
According to reports, a seller entered the mask category in 20 years. He thought it was the first opportunity to change his life, but because he entered the market too late, he had hoarded 10 million goods and could not sell them. After three months of tossing up and down, 100 Thousands of funds have basically gone to waste.
This blow did not dampen the seller's confidence, and then he borrowed online loans to enter the outdoor lighting category. From credit cards to 360, Jingdong and other major platforms, he borrowed more than 600,000 before and after. Unfortunately, the goods were sold due to certification problems. In the end, both goods and goods were lost, and he lived a life of avoiding being chased by suppliers.
The picture comes from Zhiwuyan
In the past 20 years, the cross-border industry has taken advantage of the favorable time and place to soar, and many start-ups have flocked to the potential of this track. However, there are also many people who have become rich and dreamy, and regret to leave.
Now, Amazon has bid farewell to the era of extensive operation of barbaric growth. The model of mass distribution and winning by quantity is gradually being phased out, followed by the branding route of intensive cultivation and meticulous cultivation. However, the brand road is a heavy road, and it is necessary to rely on sufficient capital to maintain long-term business development and brand building while calming down.
Guaranteeing the flexible turnover of funds is the foundation for the stable operation of sellers and the key to achieving breakthroughs in performance. Especially in the current peak season preparation stage, too much stocking may cause inventory backlog, and funds will be consumed by warehousing and transportation costs. Ads and promotions of products also require sufficient budget.
Under this circumstance, in order to fully cope with the peak season promotion, it is particularly important to make up for the shortcomings of cash flow. Therefore, many sellers choose temporary loans to solve the turnover dilemma. As a member of Amazon's official loan program, Doushabao uses technology capabilities to provide pure credit loans to cross-border e-commerce sellers through cooperation with Shanghai Pudong Development Bank and other banks, which can be used flexibly and repaid as needed.
The fake loan service was discovered, and the seller owed millions of debts!
For sellers with huge inventory pressure and stretched cash flow, choosing official loans may not be a good solution to their urgent needs. However, as this phenomenon becomes more and more common, there are also many fraudsters who fish in troubled waters and provide fake loan services.
According to reports, some scammers pretended to be Amazon officials, saying that they could help sellers register to open stores and provide Amazon loan services to solve the problem of short-term capital shortage.
Not only that, these scammers also lied that the seller did not need to repay the loan by himself, but instead helped the seller to make a profit by connecting with the third-party operation, and then deducted the repayment from the profit.
In addition, there are even scammers who obtain seller information on the grounds of helping sellers open stores for free, and then secretly make loans, making sellers owe millions of huge debts without knowing it.
This incident also wakes up the alarm for sellers to beware of criminals who use the guise of loan services to commit fraud.
Choose official channels for payment
The picture comes from Amazon's global store
For sellers whose capital turnover is limited and continues to dredge, it is best to choose to borrow through official channels.
As a partner of Amazon's seller loan program, Doushabao has been committed to providing sellers with convenient and safe financing solutions. In order to help sellers sell during the peak season, the products are now heavily upgraded to provide a more comprehensive and high-quality loan experience.
In order to fully cope with the peak season promotion, it is particularly important to make up for the shortcomings of cash flow and solve the turnover dilemma of sellers. Amazon's official loan program partner – Doushabao and China Guangfa Bank jointly launched Guangshangdai (personal version) to assist banks in providing cross-border e-commerce services. Merchants and sellers provide pure credit loans, flexible payment, and repayment as needed.
The interest rate is low, the quota is valid for 1 year, and the annualized interest rate can be recycled as low as 8.5%, without any other fees.Flexible repayment, repayment with borrowing and repayment, early settlement No handling fee Support within 3 months Support monthly interest repayment due principal repayment, equal principal, equal principal and interest Three repayment methods Support equal principal and equal amount for 6 months Two repayment methods of principal and interest are operated online, simplifying the process, and arriving in the account in seconds on the same day
way of participation:
Method 1: Privately poke Dou Xiaobao to recommend an account manager for you
Method 2: Login /mer chant?code=222100Direct registration
Method 3: View through the Amazon Merchant Backstage→Growth→Lending page
For more information on Amazon insurance and cross-border e-commerce loans, please click:
Bean Paste Technology: /
Cross-border e-commerce loans: / merchant?code=222100
Amazon Seller Liability Insurance: /list-3-1.html?source=amazon _
eBay Cross-Creation Loan: